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Payday Loans
A short-term loan against your next paycheque, for when a bill or repair can’t wait.
- Borrow up to $1,500
- Repay in full on payday
- $14 per $100 borrowed
- No collateral, no hidden fees
📍 Scarborough’s neighbourhood cash store
Need cash before payday?
Walk in, get approved, and walk out with cash. Payday loans and cash advances up to $1,500, paid 100% in cash, plus Western Union transfers to family around the world.
- 100% cash in store
- No collateral
- No hidden fees
- Many languages spoken
Loan calculator
See exactly what you’d repay. No surprises.
$100$1,500 max
5 days31 days
Cost of borrowing ($14 per $100)$42.00
Repay by—
Total you repay$342.00
What we do
Three services. Done fast, done right.
Short-term cash when you need it and a trusted way to send money home. No upsells.
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Cash Advances
Need money right now? Get approved in store in minutes, based on your pay.
- Cash in hand the same visit
- Based on your pay
- Paid out 100% in cash
- Friendly, multilingual service
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Western Union
Send money to family and friends across Canada or overseas, right at our counter.
- 200+ countries and territories
- Often on its way in minutes
- Bring government photo ID
- Send only (no cash pickup)
How it works
Three steps. Most visits take minutes.
No appointment and no long forms.
Visit us
Come to 3228 Eglinton Ave E with your ID, proof of income and bank details.
Get approved
Your amount is based on your pay, up to $1,500. Ontario law also caps a loan at 50% of your net pay.
Leave with cash
Paid 100% in cash at the counter. Repay in full on your next payday.
What to bring:Government photo IDProof of employmentActive bank account
Age
18+
Western Union
Send money home from our counter
Supporting family shouldn’t mean a trip downtown. As a Western Union agent location, we send your transfer in person, quickly and securely.
1
Bring ID and receiver details
Government photo ID, plus your receiver’s full name exactly as on their ID.
2
Pay at the counter
Pay the transfer and fee. We process it on the spot and give you a tracking number (MTCN).
3
Share the tracking number
Your receiver uses the MTCN to follow and collect the money.
Why CashForNow
An alternative to the, built around you
Fast & simple
Approvals in store and cash the same visit. No waiting days on a bank decision.
Your language
Friendly, multicultural service in many languages, every day.
Easy to find
One location on Eglinton Ave E in Scarborough, easy to reach.
Private & safe
Your personal information stays private and is handled with care.
Questions
Payday loan FAQs
What is a payday loan or cash advance?
A short-term loan against your next paycheque, for an unexpected bill or emergency. It’s repaid in full on your payday.
What do I need to apply?
You must be 18+, employed, and have an active bank account. Bring government photo ID and proof of income.
How much can I borrow?
Up to $1,500. Your first loan amount is set at approval, based on your pay.
What does it cost?
$14 for every $100 borrowed. Borrowing $300 for 14 days costs $42, so you repay $342 (APR 365.00%). Use the calculator to see your exact cost first.
Will I get my loan in cash?
Yes. Every loan is paid 100% in cash at the counter.
Do I need collateral?
No. Loans are based on your pay.
Can I extend or roll over my loan?
No. It must be repaid in full on or before the due date, and you can’t use a new loan to pay off an old one. If you’re struggling to repay, talk to us before the due date.
How many loans can I have?
One payday loan at a time.
How do Western Union transfers work?
Visit us with photo ID and your receiver’s details. We process the transfer and give you an MTCN tracking number to share. We send money only; we don’t offer pickup for transfers sent to you.
What are your hours?
Monday to Friday 10:00 AM – 6:00 PM, Saturday 10:00 AM – 4:00 PM, closed Sunday.
Visit us
CashForNow, Scarborough
3228 Eglinton Ave EScarborough, ON M1J 2H6
647-350-8766 · info.cash4now@gmail.com
Monday – Friday10:00 AM – 6:00 PM
Saturday10:00 AM – 4:00 PM
SundayClosed
Send us an enquiry
Send your message directly, or prepare it to copy, email, or read to us when you call.